Terms of Service

1. Acceptance of Terms

By accessing or using the Green Circle Initiatives website and its services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Green Circle Initiatives provides digital products and services including the Northwest Suburbs Family Guide and our "Stories told in Images" cinematic slideshow service.

3. Fees and Payments

Fees for our services are clearly stated during the checkout process or in a service agreement. Payments are processed securely via Stripe. You agree to provide current, complete, and accurate purchase and account information for all purchases.

4. Refund and Cancellation Policy

At Green Circle Initiatives, we strive to ensure our products and services provide genuine fulfillment and value.

Refunds: We offer a 30-day money-back guarantee for our digital products. If you are not satisfied with your purchase, please contact us within 30 days of the transaction for a full refund.

Services: For services such as "Stories told in Images," refunds are available if requested before production has begun. Once a service has been delivered, refunds are handled on a case-by-case basis.

Cancellations: You may cancel any subscription-based service (like the Family Guide) at any time. Your cancellation will take effect at the end of the current billing cycle.

5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Green Circle Initiatives and is protected by intellectual property laws.

6. Limitation of Liability

To the maximum extent permitted by law, Green Circle Initiatives shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

7. Governing Law

These terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles.

Last updated: 3/9/2026